I really like this “simple enough to live by” budget.
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50% to Resposibilities
Fifty percent of your income should go to must-haves (rent, groceries, transportation, insurance)
20% to Save
Twenty percent should go to savings (Get a savings account at the bank without debit card access!)
30% to Blow!
Thirty percent should go to wants . . . lattes, Jimmy Choos, you name it